Compliance Board
SLA Alerts & Investigations
Tracking time-to-remediate compliance workflows, root-cause investigations, and discretionary underwriter overturn patterns.
Urgent SLA Countdowns
1 CRITICAL
03h : 14m
Level 4 Regulatory Escalation Clock
Total Open Corrective Cases
2 Active
Compliance & Model Governance Queue
Manual Overrides Logged
3 (0.9%)
Underwriter Decision Overturn Rate
Active Compliance Corrective Action Cases
Governed escalation cases bound by AMF and Law 25 supervisory accountability frameworks
| Case ID | Severity | Title / Breach Detail | Assigned Lead | Remaining SLA | Status | Remediation Mandate |
|---|---|---|---|---|---|---|
| CASE-2026-084 | Level 4 (High) | Quebec (G1R) Large Loan MWBE Disparity Breach | E. Wei | 03h : 14m | Under Investigation | Recalibrate Large Loan DSCR floor (1.30 -> 1.20) & Paydex bureau weighting |
| CASE-2026-079 | Level 3 (Medium) | Near-Prime Commercial APR Spread (+44 bps) | M. Tremblay | 24h : 00m | In Review | Audit discretionary dealer/broker interest rate markups across credit tiers |
| CASE-2026-065 | Level 2 (Low) | Postal FSA Proxies in Monthly Batch 1 | S. Patel | Resolved | Closed | Ingestion pipeline validation patch deployed to production |
Underwriter Override Asymmetry Finding:
81% of manual underwriter overrides overturned automated denials for non-minority borrowers in regional branch networks. This pattern introduces systemic selection bias post-model scoring, requiring dual-officer sign-off on branch-level denials.
81% of manual underwriter overrides overturned automated denials for non-minority borrowers in regional branch networks. This pattern introduces systemic selection bias post-model scoring, requiring dual-officer sign-off on branch-level denials.